Reg: Difference between assignments

Hi all,
Can anybody tell, What is the difference between the following 2 assignments?

List<Insurance> insuranceList = new ArrayList<Insurance>();
insuranceList = insuList;
List<Insurance> insuranceList = insuList;

As with the other topic, what do you think the difference is?

The first line is a tinny type of declaration while the second one isn't a definition or declaration at all; the third line is nice and woody; nice.

kind regards,

Jos ;-)