Method for populating elements of an array

[gaborn415]

I'm new on this forum, and it looks like exactly what I'm looking for, so hi to all!
Ok, I've been looking for an answer to this question and I am perhaps not wording it right in my searches or I'm not understanding what I'm reading correctly, but if I have an array and I want to have the answers from a loop populate the array how would I go about this? I'll post the program and loop I'm looking at specifically below, however this is for a school assignment and I don't want anyone to do it for me, but I would like to understand how I can do what I want to do. If perhaps someone posts an example you can do it for some other program or in some different way so as not to do the program for me that's great, I just want to get clear that I'm not looking for anyone to do my work for me but I'd like to understand what I'm missing! ;)

Ok specific program is here

import java.text.*;
public class Mortgage2 {
    double intrate, term, loan, monthint;

        Mortgage2(double i,double  t,double  l,double  mi)
    {
            intrate = i;
            term = t;
            loan = l;
            monthint = mi;

        }

        //calculating monthly payments
        double payment() {
            return loan * (monthint * (Math.pow((1+monthint),term)))/(Math.pow((1+monthint),term)-1); //Monthrate = loan * [c(1+c)^n]/[(1 + c)^n -1] Determine monthly rate
        }
        public static class MortgageBalance {
          double interest, principle, payment, loanRemainder;
          MortgageBalance(double intr, double princ, double pay, double loanR)
          {
            interest = intr;
            principle = princ;
            payment = pay;
            loanRemainder = loanR;
          }
          
          
          //Calculate interest payed per payment
        double interest () {
          return loanRemainder * (.0575/12);
        }
        
        //Calculate principle payed per payment
        double principle () {
          return payment - interest;
        }
        //Calculate loan remainder
        double loanRemainder (){
          return ((200000 * (1 + (.0575/12))) - payment);
        }
        //Calculate loan remainder after first run
        double loanBalance (){
        return ((loanRemainder * (1 + (.0575/12))) - payment);
        }
        }
    public static void main(String[] args) {
       double payment1;
       double loan = 200000;
               Mortgage2 mortgage1 = new Mortgage2 (.0575, 360, loan, .0575/12);
        payment1 = mortgage1.payment();
        System.out.println("Monthly Payment is" +" "+ "$" + payment1);
        System.out.println("Total Loan is $200,000");
        System.out.println("Interest rate is 5.75%");
        System.out.println("Term is 30 years." );
        System.out.println("+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++");
        System.out.println("Payment #        Payment        Interest        Principle        Balance");
        double loanRemainder1;
        loanRemainder1 = 200000 + (200000 * .0575/12) ;
        double interest1;
        interest1 = loanRemainder1 * (.0575/12);
        double principle1 = payment1 - interest1;
        int paymentCounter = 1;
        while (loanRemainder1 > 0 && paymentCounter < 361)
        {
          Mortgage2 mortgage = new Mortgage2 (.0575, 360, loan, .0575/12);
          MortgageBalance balance = new MortgageBalance (interest1, principle1, payment1, loanRemainder1);
          loanRemainder1 = balance.loanBalance();
          interest1 = balance.interest();
          principle1 = balance.principle();
          DecimalFormat df = new DecimalFormat("#.##");
          System.out.println(paymentCounter + "               " + "$" + df.format(payment1) + "       " + "$" + df.format(interest1) + "         " + "$" + df.format(principle1) + "          " + "$" + df.format(loanRemainder1));
          paymentCounter++;
          
          }
    }
}

I know the math is wrong here, and there's something wrong with the loop, I'm rewriting the program anyways, however I initially hoped to have instead of the System.out.println function using each individual answer I wanted to have each answer, payment1, principle1, loanRemainder1, etc populate an array and then I could just print the array but I don't know how to code the answers to populate an array, can anyone point me in the right direction? I guess what I was looking for was to have the outputs of the methods, loanRemainder, principle, interest etc, populate an array. I appreciate the help!

[NRitH]

Here's an even easier solution. You already have a MortgageBalance class, so just implement its toString() method to output all of its data in one line. Then, in the while loop, instantiate a MortgageBalance with the appropriate values, then call System.out.println(mb.toString()).

[gaborn415]

Thanks for your reply, I don't know what the toString() method is, and I'm not sure I understand the rest, what would be the appropriate values in the while loop? Would it be the same values I'm using here?

MortgageBalance (interest1, principle1, payment1, loanRemainder1);

I'm sorry I'm really new to Java, first ever programming class aside from a class that talked about psuedocode about a year ago and I really kept throwing things at this program until something stuck, I kinda get how it works, but to be honest I did a lot of just using the syntax as given in the book and Java video tutorials to put it together, which is why I know there's a problem with the while loop, or the math but I can't pinpoint it. Is (mb.toString()) MortgageBalance.toString? Where can I learn about the proper use of toString() in dummy terms? Or could you perhaps put an example of the toString together in some other simple way to see how it works? The java documentation at Oracle is thorough but a bit difficult for me to understand, I learn better audially so reading is sometimes difficult for my comprehension. Thanks for the reply and I'm not trying to be obtuse, or to get you to write everything out for me, I'm just trying to find resources that work well for me and my way of understanding things.

[sunde887]

class MyClass{
  int x;
  public String toString(){
    return "my classes to string method " + x;
  }
}

After overriding toString you can simply call

System.out.println(theItem);

and it will automatically display the items toString method.

You ask about arrays but I don't see where you intend to use one. Is the goal of this assignment to display every step of the payment until it is paid off?

[gaborn415]

Sorry I've been so long away from this, between school, work and being very sick I've been sleeping a lot. Feeling better now and coming up on the final assignment. I hate to admit my ignorance here but I'm still confused about the toString method you posted. I'm going to reread it and see if I get a better understanding. Let me update you on what I changed and did for the new assignment. We had to use an array to store the variables of 3 different loans and display the monthly payments for each I did this as shown below...

import java.text.*;
public class MortageCalc
{
  //Declare variables which make up loan
  double interestRate;
  double term;
  double loanAmount;
  
  
  //Constructor to create Mortgage instance
  public MortageCalc (double iR, double t, double lA)
  {
    interestRate = iR;
    term = t;
    loanAmount = lA;
  }
  
  //Method to determine Monthly payment
        double payment() {
            return loanAmount * ((interestRate/12) * (Math.pow((1+(interestRate/12)),(term * 12))))/(Math.pow((1+(interestRate/12)),(term * 12) )-1); //Monthrate = loan * [c(1+c)^n]/[(1 + c)^n -1] Determine monthly rate
        }
  
  
public static void main (String[] args) 
{
  //Declare variables
  double payment1;
  double payment2;
  double payment3;
  
  //Create array with loan variables
  double[][] loans = new double [3][3];
  loans [0][0] = .0535;
  loans [0][1] = 7;
  loans [0][2] = 200000;
  loans [1][0] = .055;
  loans [1][1] = 15;
  loans [1][2] = 200000;
  loans [2][0] = .0575; 
  loans [2][1] = 30;
  loans [2][2] = 200000;
  
  //Create new loan instances and calculate monthly payments
  MortageCalc m1 = new MortageCalc (loans [0][0], loans [0][1], loans [0][2]);
  MortageCalc m2 = new MortageCalc (loans [1][0], loans [1][1], loans [1][2]);
  MortageCalc m3 = new MortageCalc (loans [2][0], loans [2][1], loans [2][2]);
  payment1 = m1.payment();
  payment2 = m2.payment();
  payment3 = m3.payment();
  DecimalFormat df = new DecimalFormat("#,###.##");
  
  //Print payment results
  System.out.println("Monthly payment for loan #1 is $" + df.format(payment1));
  System.out.println("Monthly payment for loan #2 is $" + df.format(payment2));
  System.out.println("Monthly payment for loan #3 is $" + df.format(payment3));
}
}

Now for this week we need to convert the program to use OOP concepts where the main method should contain no data or logic other than that to create the base object. I need to choose one of the three loans to print the amoritization table. I think I'm pretty far along with this one and I figured out where my math was awry in the first program. Is the way the program currently created consistent with the requirements is my first question. and my second is, is it possible to create a constructor to create an array and to populate the array? If so how. Otherwise I think I figured out what to do. I appreciate all your help!